Tampa Bay Injury Law Blog » insurance

Pinellas | Hillsborough Auto Insurance Accident Lawyer | Allstate Study/Jump in Florida Uninsured Drivers

admin — Wed, 18 Feb 2009 20:35:56 +0000

As a post to a previous article on Jan 23, 2009 (High Incidence of Uninsured Motorists Plague Florida Roads), one of our area’s leading insurers, Allstate, has published some alarming statistics for Florida residents.

The previous post revealed findings by the Insurance Research Council. IRC stated that 1 in 6 drivers on U.S. roads will be uninsured by the year 2010. The recent study by Allstate Insurance reveals nearly 1 out of 4 drivers on Florida roads do not have automobile insurance and that number will continue to increase as the economy worsens.

According to this study, twenty three percent of Florida drivers on the road in 2007 were driving without insurance. As these numbers continue to increase, we are all at a greater risk for being involved in an accident with an uninsured motorist, should an accident occur.

The correlation between our state’s unemployment rate and the percentage of uninsured motorists underscores the need to check your policies and make sure you have the coverage you can afford. If you need additional information, request a free copy of James W. Dodson’s consumer guide, Buying Car Insurance-The Ultimate Guide to Your Protection from Irresponsible Drivers in Florida.

Florida Auto Accident Lawyer | More Reasons to Protect Yourself

admin — Thu, 05 Feb 2009 16:04:53 +0000

There’s more scary news on the auto insurance front. The Wall Street Journal reported, in its Dec. 17, 2008 edition, that several hundred thousand more drivers were estimated to have allowed their auto insurance to lapse due to job losses. The online agency, Insurance.com, says as many as 40% of its callers for insurance quotes report having let their auto insurance lapse, an increase, from less than 10%, over the last several years.

As the unemployment numbers inch up in Florida and economic pressures continue to increase, we can expect the number of uninsured drivers to continue to increase. In addition, many people looking to save money will be lowering their coverage. I would urge you to resist this temptation. Bear in mind that no one thinks they will be the victim of an accident, much less by an uninsured driver. Virtually every client in my practice never thought they would be hurt in an accident, either. During these tight times don’t save money by reducing your auto coverage, if at all possible. Your uninsured coverage (UM) may be one of the most important protections against financial disaster. For more information request a copy of Jim Dodson’s free consumer guide, Buying Car Insurance available at www.TheFloridaInsuranceBook.com.

AAJ Shows the Truth about Insurance Companies

admin — Thu, 20 Nov 2008 16:48:09 +0000

In the latest report by the American Association of Justice, it shows you the consumer about how tough insurance companies are being these days using you as the target to make more money. Within these tough tactics, insurance companies are trying to boost business with the recent downward trend of the economy. As American Association for Justice CEO Jon Haber said, “The current challenges facing American families are only compounded when their insurance company plays hardball in their greatest time of need.” Within this article are the top ways on what these insurance companies are trying to do in order to make money off of you, the consumer. Some of these topics are: denying claims, delaying until death, confusing consumers, discriminating by credit score, abandoning the sick, and canceling for a call. All these topics are further discussed in the full version of the article which is also located on Mr. Dodson’s home site entitled “Insurance Company Tactics Add to Americans’ Financial Hardships”. Don’t let yourself be another victim of an insurance company blaming the economy to make money off of you! Read this article and be better prepared when dealing with your insurance company.

Loss of Value for Your Vehicle Following an Auto Accident

James Dodson — Thu, 30 Oct 2008 13:54:37 +0000

Common sense tells you that a vehicle that has previously been involved in an accident can’t be worth the same as a vehicle not involved in an accident. So, what should you do about the diminished value of your vehicle, even if the other party’s insurance has offered or actually completed the necessary repairs?

The Law Office of James W. Dodson, P.A., has recently published another article directed to consumers providing free information and to answer any questions. Jim’s article “Diminished Value to Your Car After an Accident” is now available for viewing and printing on Jim’s website.

The Law Office of James W. Dodson, P.A., provides FREE information to consumers about car insurance. If you need more information please visit our website and request Jim’s book Buying Car Insurance, free of charge, or if you have been injured and would like to schedule a consultation please call (727) 446-0840.

But I Purchased “Full Coverage” Auto Insurance

James Dodson — Tue, 28 Oct 2008 17:16:08 +0000

Many Consumers, especially in Florida, purchase automobile insurance through an agent. They ask for “full coverage” not exactly understanding what that means, only later to find out they didn’t purchase certain specific coverages.

The Law Office of James W. Dodson, P.A., has recently published another article directed to consumers providing free information and to answer any questions. Jim’s article “Florida Car Insurance . . . What Does “Full Coverage” Really Mean?” is now available for viewing and printing on Jim’s website.

The Law Office of James W. Dodson, P.A., provides FREE information to consumers about car insurance. If you need more information please visit our website and request Jim’s book Buying Car Insurance, free of charge, or if you have been injured in a car accident or otherwise, and would like to schedule a consultation please call (727) 446-0840.

Article Offering Free Consumer Advice Available

James Dodson — Wed, 15 Oct 2008 18:14:19 +0000

The Law Office of James W. Dodson, P.A., has recently published another article directed to consumers providing free information and to answer any questions. Jim’s most recent article Considerations for Consumers When Rejecting Uninsured/Underinsured Motorist Coverage is now available for viewing and printing on Jim’s website.

The Law Office of James W. Dodson, P.A., provides FREE information to consumers about insurance coverage issues. If you need more information or would like to schedule a consultation please call (727) 446-0840.